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Disclaimer

Last updated: May 1, 2026

Please read this disclaimer carefully before using this site.

The content on MyHelocRates.com is for informational and educational purposes only. It does not constitute financial, legal, or professional advice of any kind.

1. Not Financial Advice

The information provided on MyHelocRates.com — including articles, guides, calculators, rate comparisons, and any other content — is intended solely for general informational and educational purposes. Nothing on this Site should be construed as financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.

You should not make any financial decision based solely on the information found on this Site. Before making any borrowing, refinancing, or home equity decision, we strongly encourage you to consult with a qualified financial advisor, mortgage professional, or licensed lender who can evaluate your specific circumstances.

2. Calculator Estimates Are Approximations

The HELOC calculators provided on this Site are for illustrative and estimation purposes only. Results are based on the values you input and simplified financial formulas. Actual loan terms, monthly payments, interest costs, and borrowing limits will vary depending on your lender, credit profile, income, property value, local market conditions, and other factors.

Calculator outputs do not constitute a loan offer, pre-qualification, or pre-approval of any kind. Always verify estimates with a licensed lender before proceeding.

3. Rate Information

HELOC interest rates displayed or referenced on this Site are for informational purposes only and may not reflect current market rates. Rates change frequently and vary significantly by lender, borrower creditworthiness, loan amount, and geographic location. We make no guarantee that the rates referenced on this Site are accurate, current, or available to any particular borrower.

4. No Lender Relationship

MyHelocRates.com is not a lender, mortgage broker, financial institution, or loan originator. We do not offer, originate, process, or underwrite HELOC loans or any other financial products. Any links to lenders or financial products on this Site are provided for informational purposes only and do not constitute an endorsement or recommendation.

5. Affiliate & Advertising Disclosure

MyHelocRates.com participates in advertising programs, including Google AdSense, and may contain affiliate links. We may receive compensation if you click on certain links or advertisements on this Site. This compensation does not influence our editorial content, guides, or calculator tools. We are committed to providing honest, unbiased information regardless of advertising relationships.

When a lender or financial product is referenced on this Site, you should independently verify all information before proceeding.

6. Accuracy of Information

We strive to ensure the information on this Site is accurate and up to date. However, financial regulations, lending standards, tax laws, and market conditions change frequently. MyHelocRates.com makes no representations or warranties — express or implied — about the completeness, accuracy, reliability, suitability, or availability of any information on the Site.

Any reliance you place on such information is strictly at your own risk.

7. Third-Party Links

This Site may contain links to external websites. These links are provided for your convenience only. We have no control over the content, privacy practices, or availability of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by applicable law, MyHelocRates.com, its owners, editors, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this Site or any information contained herein, including but not limited to financial loss resulting from reliance on content, calculators, or rate information provided on this Site.

9. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site following any changes constitutes your acceptance of the revised Disclaimer.

10. Contact

If you have questions about this Disclaimer, please contact us via our Contact Page.

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